808e80744bae1f77ac3f2515bcca4ead0fc7cb0d
createPayment/updatePayment now store refunds as a negative magnitude, and every financial reader (sumPaymentsInRange, getRevenueByMonth, getCashFlow) subtracts refund magnitude regardless of stored sign — fixing both new rows and legacy positive-stored refunds. Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
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