feat(pipeline): 9→7 stage refactor + v1.1 hardening wave

Replaces the legacy 9-stage pipeline with 7 canonical stages
(enquiry → qualified → eoi → reservation → deposit_paid → contract →
nurturing) plus three doc sub-status columns (eoi_doc_status,
reservation_doc_status, contract_doc_status) that track sent/signed
within a single stage instead of branching it.

Schema (migration 0062):
- interests gains assigned_to, deposit_expected_amount/currency,
  three doc-status columns, two documenso-id columns, and
  date_reservation_signed.
- New tables: qualification_criteria (per-port admin-configurable),
  interest_qualifications (per-interest state), payments (deposit /
  balance / refund records keyed to interest + client).
- Default qualification criteria seeded for every existing port.
- Dummy-data UPDATEs collapse Sent/Signed pairs and 'completed' into
  the new stage + doc-status + outcome shape.

Migration 0063 adds interest_contact_log.voice_transcript and
template_used columns for v1.1-A/B (quick-template buttons + voice
transcription via Web Speech API).

v1.1 phase work bundled here:
- A/B: Quick-template buttons (Call / Visit / Email) + mic toggle on
       the contact-log compose dialog (useVoiceTranscription hook).
- C:   berth-rules-engine wraps state writes in pg_advisory_xact_lock
       with an idempotent re-read; emits rule_evaluated audit traces.
- D:   Documenso webhook: reservation/contract sub-status stamping
       moved out of the PDF-download try-block so a download failure
       no longer swallows the stamp. New integration test coverage.
- E:   /admin/qualification-criteria CRUD page + admin component.
- F:   default_new_interest_owner exposed in System Settings.
- G:   recentActivityCount + active_engagement deal-pulse signal
       surfaced as a chip on interests + hot-deals card.
- H:   interest_assigned notification on assignedTo change (skips
       self-assign, uses a dedupe key).

Plus the supporting components: AssignedToChip, DealPulseChip,
PaymentsSection, QualificationChecklist, MultiEoiChip,
SkipAheadBanner, WonStatusPanel, InterestBerthStatusBanner,
SupplementalInfoRequestButton, UserPicker.

Tests: 1370/1370 vitest pass (added deal-health unit suite +
expanded constants/validators/pipeline-transitions coverage). tsc
clean, eslint clean.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

tests/integration/interests-yacht.test.ts

@@ -63,7 +63,7 @@ describe('interests.service — yacht ownership validation', () => {
       {
         clientId: client.id,
         yachtId: yacht.id,
-        pipelineStage: 'open',
+        pipelineStage: 'enquiry',
         tagIds: [],
         reminderEnabled: false,
       },
@@ -89,7 +89,7 @@ describe('interests.service — yacht ownership validation', () => {
         {
           clientId: clientB.id,
           yachtId: yacht.id,
-          pipelineStage: 'open',
+          pipelineStage: 'enquiry',
           tagIds: [],
           reminderEnabled: false,
         },
@@ -119,7 +119,7 @@ describe('interests.service — yacht ownership validation', () => {
       {
         clientId: client.id,
         yachtId: yacht.id,
-        pipelineStage: 'open',
+        pipelineStage: 'enquiry',
         tagIds: [],
         reminderEnabled: false,
       },
@@ -134,19 +134,19 @@ describe('interests.service — yacht ownership validation', () => {
 
     const interest = await createInterest(
       port.id,
-      { clientId: client.id, pipelineStage: 'open', tagIds: [], reminderEnabled: false },
+      { clientId: client.id, pipelineStage: 'enquiry', tagIds: [], reminderEnabled: false },
       makeAuditMeta({ portId: port.id }),
     );
     expect(interest.yachtId).toBeNull();
-    expect(interest.pipelineStage).toBe('open');
+    expect(interest.pipelineStage).toBe('enquiry');
   });
 
-  it('changeInterestStage rejects moving out of "open" when yachtId is null', async () => {
+  it('changeInterestStage rejects moving out of "enquiry" when yachtId is null', async () => {
     const port = await makePort();
     const client = await makeClient({ portId: port.id });
     const interest = await createInterest(
       port.id,
-      { clientId: client.id, pipelineStage: 'open', tagIds: [], reminderEnabled: false },
+      { clientId: client.id, pipelineStage: 'enquiry', tagIds: [], reminderEnabled: false },
       makeAuditMeta({ portId: port.id }),
     );
 
@@ -154,10 +154,10 @@ describe('interests.service — yacht ownership validation', () => {
       changeInterestStage(
         interest.id,
         port.id,
-        { pipelineStage: 'details_sent' },
+        { pipelineStage: 'qualified' },
         makeAuditMeta({ portId: port.id }),
       ),
-    ).rejects.toThrow(/yachtId is required before leaving stage=open/);
+    ).rejects.toThrow(/yachtId is required before leaving stage=enquiry/);
   });
 
   it('changeInterestStage succeeds when yachtId is set', async () => {
@@ -173,7 +173,7 @@ describe('interests.service — yacht ownership validation', () => {
       {
         clientId: client.id,
         yachtId: yacht.id,
-        pipelineStage: 'open',
+        pipelineStage: 'enquiry',
         tagIds: [],
         reminderEnabled: false,
       },
@@ -183,10 +183,10 @@ describe('interests.service — yacht ownership validation', () => {
     const updated = await changeInterestStage(
       interest.id,
       port.id,
-      { pipelineStage: 'details_sent' },
+      { pipelineStage: 'qualified' },
       makeAuditMeta({ portId: port.id }),
     );
-    expect(updated.pipelineStage).toBe('details_sent');
+    expect(updated.pipelineStage).toBe('qualified');
   });
 
   it('updateInterest validates yacht ownership when changing yachtId', async () => {
@@ -196,7 +196,7 @@ describe('interests.service — yacht ownership validation', () => {
     // Interest is owned by clientA; yacht belongs to clientB.
     const interest = await createInterest(
       port.id,
-      { clientId: clientA.id, pipelineStage: 'open', tagIds: [], reminderEnabled: false },
+      { clientId: clientA.id, pipelineStage: 'enquiry', tagIds: [], reminderEnabled: false },
       makeAuditMeta({ portId: port.id }),
     );
     const yachtOfB = await makeYacht({