feat(pipeline): 9→7 stage refactor + v1.1 hardening wave

Replaces the legacy 9-stage pipeline with 7 canonical stages
(enquiry → qualified → eoi → reservation → deposit_paid → contract →
nurturing) plus three doc sub-status columns (eoi_doc_status,
reservation_doc_status, contract_doc_status) that track sent/signed
within a single stage instead of branching it.

Schema (migration 0062):
- interests gains assigned_to, deposit_expected_amount/currency,
  three doc-status columns, two documenso-id columns, and
  date_reservation_signed.
- New tables: qualification_criteria (per-port admin-configurable),
  interest_qualifications (per-interest state), payments (deposit /
  balance / refund records keyed to interest + client).
- Default qualification criteria seeded for every existing port.
- Dummy-data UPDATEs collapse Sent/Signed pairs and 'completed' into
  the new stage + doc-status + outcome shape.

Migration 0063 adds interest_contact_log.voice_transcript and
template_used columns for v1.1-A/B (quick-template buttons + voice
transcription via Web Speech API).

v1.1 phase work bundled here:
- A/B: Quick-template buttons (Call / Visit / Email) + mic toggle on
       the contact-log compose dialog (useVoiceTranscription hook).
- C:   berth-rules-engine wraps state writes in pg_advisory_xact_lock
       with an idempotent re-read; emits rule_evaluated audit traces.
- D:   Documenso webhook: reservation/contract sub-status stamping
       moved out of the PDF-download try-block so a download failure
       no longer swallows the stamp. New integration test coverage.
- E:   /admin/qualification-criteria CRUD page + admin component.
- F:   default_new_interest_owner exposed in System Settings.
- G:   recentActivityCount + active_engagement deal-pulse signal
       surfaced as a chip on interests + hot-deals card.
- H:   interest_assigned notification on assignedTo change (skips
       self-assign, uses a dedupe key).

Plus the supporting components: AssignedToChip, DealPulseChip,
PaymentsSection, QualificationChecklist, MultiEoiChip,
SkipAheadBanner, WonStatusPanel, InterestBerthStatusBanner,
SupplementalInfoRequestButton, UserPicker.

Tests: 1370/1370 vitest pass (added deal-health unit suite +
expanded constants/validators/pipeline-transitions coverage). tsc
clean, eslint clean.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/components/interests/interest-form.tsx

@@ -102,7 +102,7 @@ export function InterestForm({ open, onOpenChange, defaultClientId, interest }:
     defaultValues: {
       clientId: '',
       yachtId: undefined,
-      pipelineStage: 'open',
+      pipelineStage: 'enquiry',
       reminderEnabled: false,
       tagIds: [],
     },
@@ -189,7 +189,7 @@ export function InterestForm({ open, onOpenChange, defaultClientId, interest }:
       reset({
         clientId: defaultClientId ?? '',
         yachtId: undefined,
-        pipelineStage: 'open',
+        pipelineStage: 'enquiry',
         reminderEnabled: false,
         tagIds: [],
       });
@@ -389,7 +389,9 @@ export function InterestForm({ open, onOpenChange, defaultClientId, interest }:
 
             <div className="space-y-2">
               <div className="flex items-center justify-between">
-                <Label>Yacht</Label>
+                <Label>
+                  Yacht <span className="text-muted-foreground font-normal">(optional)</span>
+                </Label>
                 {selectedClientId && (
                   <Button
                     type="button"