chore(format): apply prettier auto-formatting

Pre-commit hook reformatted these files after the substantive commits.
No semantic changes — markdown table alignment, list indentation, and
emphasis style normalisation.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/components/settings/user-settings.tsx

@@ -276,7 +276,11 @@ export function UserSettings() {
               <Label htmlFor="settings-phone">Phone</Label>
               <PhoneInput
                 id="settings-phone"
-                value={phone ? ({ e164: phone, country: (country as never) ?? 'US' } as PhoneInputValue) : null}
+                value={
+                  phone
+                    ? ({ e164: phone, country: (country as never) ?? 'US' } as PhoneInputValue)
+                    : null
+                }
                 onChange={(next) => setPhone(next.e164 ?? '')}
                 placeholder="555 0123"
               />