feat(reports-overhaul): sales + operational + custom reports, templates, schedules, exports

End-to-end reports build covering Phases 1, 2, 5, 6, 7 of Initiative 1
in docs/launch-readiness.md. Phases 3 (Marketing) + 4 (Financial)
remain deferred per the gap audit at the bottom of that doc.

Highlights:
- Sales performance report: 7 KPI tiles, pipeline funnel + stage
  velocity + win-rate-over-time + source conversion + rep leaderboard
  charts, deal-heat section, 5 detail tables, stage / lead-cat /
  outcome filters.
- Operational report: 7 KPIs, 7 charts (heatmap, status mix, tenancy
  churn, tenure histogram, signing box plot, occupancy by area, docs
  in pipeline), 4 tables. Module-OFF banner when tenancies disabled.
- Custom (ad-hoc) builder v1: 4 entities (clients, interests, berths,
  tenancies), column-whitelist composer, date filter, CSV download,
  save-as-template. Registry-only extension path for the remaining 6
  entities documented at src/lib/reports/custom/registry.ts.
- Templates: load / modify / save / save-as on Sales / Operational /
  Custom. ?templateId= URL deep-link hydration via useRef guard.
  Active-template badge clears when the user drives view-state via
  wrapped setters; raw setters used on template apply so the badge
  survives.
- Scheduled runs: BullMQ poll fires due schedules, mints report_runs,
  renders, optionally emails. Recipients optional (zero-recipient
  schedules archive without sending). PDF-only output for v1.
  Schedule dialog re-mounts via key prop on schedule.id transitions
  to avoid setState-in-effect reset patterns.
- Server-side PDF endpoint + shared payload renderer
  (lib/pdf/reports/payload-report.tsx) so client + scheduler share
  one rendering path.
- Shared currency formatter (lib/reports/format-currency.ts)
  consolidates 5 duplicated formatMoney helpers; fixes hardcoded
  'USD' in detail tables; pre-formats money rows so PDF export
  (which strips column.format callbacks at the JSON boundary)
  renders consistently with CSV / XLSX.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/app/api/v1/reports/templates/route.ts

@@ -7,7 +7,12 @@ import { errorResponse } from '@/lib/errors';
 import { createReportTemplate, listReportTemplates } from '@/lib/services/report-templates.service';
 
 const createBodySchema = z.object({
-  kind: z.enum(['dashboard', 'clients', 'berths', 'interests']),
+  // 'sales' + 'operational' don't go through /api/v1/reports/generate;
+  // they're standalone report pages with their own routes. The config
+  // for these kinds is a thin view-state snapshot (date range +
+  // filters) that the report client applies on load. 'custom' is the
+  // ad-hoc composer's saved config — entity + columns + filter.
+  kind: z.enum(['dashboard', 'clients', 'berths', 'interests', 'sales', 'operational', 'custom']),
   name: z.string().min(1).max(120),
   description: z.string().max(400).nullable().optional(),
   // Config is the raw discriminated-union payload; the