feat(audit): extend AuditAction enum + audit logging on alerts + expense dedup

- AuditAction gains password_change, portal_invite/activate/reset
  variants, send, view. AuditLogParams.ipAddress/userAgent now optional
  so background jobs and internal helpers can log without faking values.
- alerts.service.dismissAlert/acknowledgeAlert now write
  action='update' rows with metadata.kind so the audit log differentiates
  the two state changes.
- expense-dedup.service.clearDuplicate/mergeDuplicate accept userId
  and write action='update'/'merge' rows respectively. Routes pass
  ctx.userId.

Audit gaps surfaced by audit-pass-#2: 6 services bypassed audit_logs
entirely. This commit closes 2 of them; portal-auth lands in a later
commit alongside the email-template-override work that already touches
the same file.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/lib/services/alerts.service.ts

@@ -12,6 +12,7 @@ import { createHash } from 'crypto';
 import { db } from '@/lib/db';
 import { alerts, type Alert, type AlertSeverity, type AlertRuleId } from '@/lib/db/schema/insights';
 import { emitToRoom } from '@/lib/socket/server';
+import { createAuditLog } from '@/lib/audit';
 
 export interface AlertCandidate {
   ruleId: AlertRuleId;
@@ -108,6 +109,14 @@ export async function dismissAlert(alertId: string, portId: string, userId: stri
     .returning({ id: alerts.id, portId: alerts.portId });
   if (row) {
     emitToRoom(`port:${row.portId}`, 'alert:dismissed', { alertId: row.id, portId: row.portId });
+    void createAuditLog({
+      portId: row.portId,
+      userId,
+      action: 'update',
+      entityType: 'alert',
+      entityId: row.id,
+      metadata: { kind: 'dismiss' },
+    });
   }
 }
 
@@ -116,10 +125,21 @@ export async function acknowledgeAlert(
   portId: string,
   userId: string,
 ): Promise<void> {
-  await db
+  const [row] = await db
     .update(alerts)
     .set({ acknowledgedAt: sql`now()`, acknowledgedBy: userId })
-    .where(and(eq(alerts.id, alertId), eq(alerts.portId, portId)));
+    .where(and(eq(alerts.id, alertId), eq(alerts.portId, portId)))
+    .returning({ id: alerts.id, portId: alerts.portId });
+  if (row) {
+    void createAuditLog({
+      portId: row.portId,
+      userId,
+      action: 'update',
+      entityType: 'alert',
+      entityId: row.id,
+      metadata: { kind: 'acknowledge' },
+    });
+  }
 }
 
 export interface ListAlertsOptions {

src/lib/services/expense-dedup.service.ts

@@ -9,6 +9,7 @@ import { and, between, eq, ne, sql } from 'drizzle-orm';
 import { db } from '@/lib/db';
 import { expenses } from '@/lib/db/schema/financial';
 import { NotFoundError, ValidationError } from '@/lib/errors';
+import { createAuditLog } from '@/lib/audit';
 
 const DEDUP_WINDOW_DAYS = 3;
 
@@ -75,11 +76,23 @@ export async function markBestDuplicate(expenseId: string): Promise<string | nul
  * Clear the duplicate flag - operator confirmed this is a real expense.
  * Leaves `dedupScannedAt` populated so the engine doesn't re-flag it.
  */
-export async function clearDuplicate(expenseId: string, portId: string): Promise<void> {
+export async function clearDuplicate(
+  expenseId: string,
+  portId: string,
+  userId: string | null = null,
+): Promise<void> {
   await db
     .update(expenses)
     .set({ duplicateOf: null, dedupScannedAt: sql`now()` })
     .where(and(eq(expenses.id, expenseId), eq(expenses.portId, portId)));
+  void createAuditLog({
+    portId,
+    userId,
+    action: 'update',
+    entityType: 'expense',
+    entityId: expenseId,
+    metadata: { kind: 'duplicate_cleared' },
+  });
 }
 
 /**
@@ -92,6 +105,7 @@ export async function mergeDuplicate(
   sourceId: string,
   targetId: string,
   portId: string,
+  userId: string | null = null,
 ): Promise<void> {
   if (sourceId === targetId) {
     throw new ValidationError('Cannot merge an expense into itself');
@@ -125,4 +139,13 @@ export async function mergeDuplicate(
       .set({ archivedAt: sql`now()`, duplicateOf: null })
       .where(eq(expenses.id, sourceId));
   });
+
+  void createAuditLog({
+    portId,
+    userId,
+    action: 'merge',
+    entityType: 'expense',
+    entityId: targetId,
+    metadata: { mergedFromExpenseId: sourceId },
+  });
 }